$1.5B+ Funded
Extensive experience financing commercial real estate and business transactions.
Nationwide Commercial Financing
Commercial Real Estate & Business Financing
Financing solutions structured around your next move.
Purchase, refinance, construct, expand, or acquire with commercial financing solutions structured around your property, business, and investment goals.
Commercial Real Estate
Business Acquisitions
SBA Financing
Private Capital
$1.5B+Funded
40+ YearsExperience
NationwideFinancing
MultipleCapital Sources
Commercial Financing
Why Choose Universal MFC?
50+ Years of Experience
A second-generation business built on decades of commercial financing knowledge and trusted industry relationships.
We Understand Business Owners
Having owned and operated businesses, our team understands the challenges involved in purchasing, refinancing, expanding, and investing.
Multiple Capital Sources
Access to conventional, SBA, government-backed, institutional, and private financing options for qualified transactions nationwide.
Put Our Experience to Work
SBA Financing and Financing Options
Commercial & SBA Financing Options
Universal MFC provides access to multiple financing solutions based on your property, business, transaction, and financial goals.
Commercial Real Estate Financing
Financing for qualified commercial property purchases, refinancing, and construction.
SBA 7(a) Financing
Flexible financing for qualified business acquisitions, expansion, refinancing, commercial real estate, and other eligible business needs.
SBA 504 Financing
Long-term financing designed primarily for qualified owner-occupied commercial real estate and major fixed assets.
Conventional Financing
Traditional commercial financing solutions for qualified transactions.
Private Capital
Alternative financing for qualified commercial opportunities, including complex or time-sensitive transactions.
USDA Financing
Government-backed financing options for eligible businesses and commercial projects.
Not Sure Which Financing Option Fits Your Needs?
Discuss your property, business, or upcoming transaction with an experienced capital advisor.
Property & Business Types
Financing Across Commercial Property & Business Types
Hotels & Hospitality
Financing for qualified hotel purchases, refinancing, construction, and hospitality investments.
Commercial Real Estate
Financing solutions for qualified commercial property transactions.
Gas Stations
Commercial property and business financing for qualified gas station transactions.
Investment Properties
Capital solutions for qualified commercial investment opportunities.
Operating Businesses
Financing for qualified business acquisitions, expansion, and other eligible business needs.
Discuss Your Financing Needs
Client Experiences
What Our Clients Say
Real experiences from business owners and commercial real estate buyers who worked with Universal Mortgage & Financial Consultants.
★★★★★Trusted guidance for complex commercial transactions
“Transitioning from leasing to owning our first Sunoco gas station in Orlando felt like a huge leap, but Universal Mortgage made it effortless. As first-time commercial real estate buyers, having their guidance and hand-holding through every single step meant everything to us.”
“Universal Mortgage stepped in when I was facing a tricky transaction and coming up short on down payment funds. By creatively cross-collateralizing my residential assets, they made a deal happen that otherwise would have fallen through. They made a complex process feel effortless—I highly recommend them!”
“With a tight deadline to close on our gas station, Sonny and his team at Universal Mortgage stepped up and got it done on time. During what could have been a stressful process, Sonny stood by us all the way through the SBA loan process, which gave us complete peace of mind.”
Frequently Asked Questions
Commercial Financing Questions, Answered
Learn more about available property types, financing programs, timelines, and how Universal MFC evaluates commercial transactions.
Still Have Questions?
Discuss your property, business, financing needs, and goals directly with a capital advisor.
Speak With a Capital AdvisorWhat types of commercial properties can you finance?
Universal MFC provides financing solutions for a variety of commercial properties, including hotels and hospitality properties, retail, medical facilities, industrial and warehouse properties, restaurants, owner-occupied commercial real estate, and other qualifying commercial assets.
Can I refinance an existing commercial property?
Yes. Financing solutions are available for qualifying commercial property refinances, including options designed to restructure existing debt, access equity, or secure financing that better supports your long-term business goals.
What financing options are available?
Universal MFC offers access to multiple commercial financing solutions, including conventional financing, SBA 7(a) and 504 loans, USDA financing, private bridge loans, and private capital. The appropriate structure will depend on your property, business, financing needs, and qualifications.
Can I get financing to purchase a business or commercial property?
Yes. Universal MFC offers financing solutions for qualifying business acquisitions and commercial real estate purchases. SBA 7(a), SBA 504, conventional, and other financing options may be available depending on the transaction.
How much financing may be available?
Financing depends on the program and qualifications. Certain SBA programs may provide up to 90% financing for qualified transactions, while conventional and other commercial financing programs have their own loan-to-value requirements and terms.
Do you offer financing for construction and development?
Yes. Universal MFC offers financing solutions for qualifying commercial construction and development projects, including conventional, SBA, USDA, and private capital options depending on the project.
What if a traditional lender cannot meet my financing needs?
Universal MFC works with institutional lenders, SBA and USDA lending programs, private capital sources, and bridge lenders to evaluate alternative financing structures. Private bridge financing may also be available for qualifying time-sensitive or complex transactions.
How quickly can commercial financing close?
Closing times vary by financing program and the complexity and completeness of the transaction. Certain private bridge programs may close in as little as 30 days from a complete package, while SBA and conventional financing generally require longer underwriting and approval timelines.
Do you provide financing nationwide?
Yes. Universal MFC provides commercial financing solutions for qualifying businesses, investors, and commercial properties across the United States.
How do I know which financing option is right for my project?
Speak with a Universal MFC capital advisor about your property, business, financing needs, and goals. The team can evaluate your transaction and help identify financing options that may fit your situation.
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Ready to Finance Your Next Move?
Whether you are purchasing or refinancing commercial real estate, financing construction, acquiring a business, or exploring SBA financing, speak with Universal MFC about financing options for your transaction.
- Commercial Real Estate Financing
- Business Acquisition Financing
- SBA 7(a) & SBA 504
- Private Capital